$
$
20% of home price
%
Rate varies by credit score and loan terms
$
Estimated at 1.2% of home value
$
$
Required if down payment is less than 20%
$

Monthly Payment Breakdown

Principal & Interest$2,108
Property Tax$400
Home Insurance$100
PMI$200
HOA Fees$0
Total Monthly Payment$2,808

Loan Summary

Loan Amount:$320,000
Total Interest Paid:$438,880
Total Amount Paid:$758,880

Loan Term Comparison

Loan TermMonthly PaymentTotal InterestTotal Cost
Important Information
  • This calculator provides estimates only and should not be used as a financial planning tool.
  • Actual loan terms and rates may vary based on credit score, income, and other factors.
  • Property taxes and insurance costs vary by location and property type.
  • PMI is typically required for loans with less than 20% down payment.
  • Contact a licensed mortgage professional for personalized advice.

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